First Financial Northwest Bank

Michael Lum

Michael Lum

Michael Lum

FVP - Commercial Banking Relationship Manager

184 Sunset Ave. South,
Edmonds, WA 98020

lumm at ffnwb dot com


  •   Commercial & Industrial loans including lines of credit, term loans and SBA financing.
  •   Commercial Real Estate loans including office, industrial, retail and multi-family.
  •   Construction financing for spec single family and multi-family including rehab.

Mini Bio:

Born in Malaysia and immigrated to the Puget Sound to attend University of Washington.  Michael graduated with a degree in Business Administration with emphasis in Finance and Accounting and earned a Master’s degree in Banking at Colorado State University.  He has worked at several large institutions and a community bank primarily in commercial lending for the past 34 years.

Michael enjoys spending time with his wife of 35 years, son and daughter as well as our newest addition of two puppies to our family.  He spends a fair amount of time road biking and is an avid supporter of his local college and professional sports teams.