Our 12.00% Checking Special will make you cheer!
- Account requires a monthly direct deposit of $500 or more.
- Without direct deposit account will have a monthly service charge of $12
- Requires eStatements - or $5 if you prefer paper statements.
- As referenced in the Fee Schedule, Insufficient Funds Charge (Paid and Returned) may be imposed for each overdraft item created by checks or ACH
- Fees may reduce earnings.
- Limit one account per SS# owner.
- See Truth in Savings Disclosure for more account and rate information.
- Special available through December 31, 2023. An interest rate of 12.00% and an *Annual Percentage Yield (APY) of 12.00% will be paid on that portion of your daily balance up to $1,200 for the first 12 months the account is open; the interest rate after term ends will be determined at that time. An interest rate of 0.10% will be paid for that portion of your daily balance that is greater than $1,200; the APY for this tier will range from 12.00% to 0.39% depending on the total balance in the account. For example, if the total balance in the account is $10,000, you would earn 12.00% APY on the first $1,200 and 0.10% APY on $8,800, resulting in a blended APY of approximately 1.53%. Rates may change after the account is opened.