Checking

Checking Accounts that Match Your Lifestyle

Personal checking options that feel like your favorite pair of slippers or a cozy blanket. It’s possible with our personal checking solutions. Whether you need the basics, premium add-ons, or higher rate of returns, we’ve got the right checking account waiting for you.

First Checking

First Checking is your perfect match in the financial world. It’s the superstar of simplicity, giving you all the basics without any fuss.

Requirements

$100 to open

Rates

N/A

Features

  • Free Online Banking, Mobile Banking, Bill Pay, Debit Card
  • Free eStatements – or $5/monthly if you prefer paper statements.
  • No monthly service fee

First Premium Checking

When you want the premium benefits that come with higher balances.

Requirements

$1,000 to open

$10,000 combined balance in Checking, Savings, or Money Market accounts to waive $10 monthly service charge
(also waived with monthly direct deposit or 10 debit card transactions per month)

Rates

Features

  • Free Online Banking, Mobile Banking, Bill Pay, Debit Card, & eStatements
  • Free incoming domestic wires
  • Free ATM – other bank’s fees refunded upon submission of receipts
  • Free Medallion Signature Guarantee
  • Discount on Safe Deposit Box – subject to availability and auto-pay setup
  • Earn interest on your checking account
  • Access to the First Preferred Money Market

First Preferred Checking

Our First Preferred Checking is a great place to store and grow your liquid funds.

Requirements

$2,500 to open

$2,500 minimum daily balance to waive $10 monthly service charge

Rates

Features

  • Can be bundled with the First Preferred Money Market Account
  • Free Online Banking, Mobile Banking, Bill Pay, Debit Card
  • Free eStatements or $5/monthly if you prefer a paper statement

Special 12% Checking

Our 12.00% Checking Special will make you cheer!

Requirements

No minimum balance

$12 Monthly service charge waived with min. $500 direct deposit

Rates

  • Balances up to $1,200 earn 12.00% Annual Percentage Yield (APY) for the first 12 months
  • Balances greater than $1,200 earn an APY of 12.00% to .39% depending on the total balance in the account

Features

  • Free Online Banking, Mobile Banking and Bill Pay Debit Card, Combined & eStatements
  • Free Debit Card and Bill Pay along with Combined & eStatements

APY = Annual Percentage Yield

APR = Annual Percentage Rate

ECR = Earnings Credit Rate

Debit Cards

Get your First Financial Northwest Operated by Global Credit Union VISA® Debit Card instantly!

Open your account and get your card. Replace a lost, damaged or compromised card on the spot. We can help you with our instant-issue VISA® Debit Cards.

Downloads

FFNW Operated by Global Federal Credit Union FFNW First Mobile App

Manage your accounts, view your credit score, deposit checks, send money, pay bills, and manage your debit card, all from your mobile device. Simply download the app and use your existing online banking credentials to get started.