First Financial Northwest Bank


Pay and save on eligible healthcare costs more easily with a 

Health Savings Account (HSA)

We teamed up with Lively to give you access to the First Financial Northwest Bank Health Savings Account, powered by Lively, which offers intuitive features and lets you save tax-free to pay for a wide range of medical expenses.


     Your is free for you and your family with No monthly fees or

     minimum balances and No hidden costs.


Open HSA

Account Sign In

Your Benefits

Triple Tax Advantage:

Contributions are tax-deductible, funds grow tax-free, and qualified distributions (spending on eligible healthcare expenses) are tax-free with an HSA.

Your Funds Never Expire:

The HSA funds you haven't spent never expire. Spend on eligible expenses in the near future or save it for retirement. Your HSA is yours to keep, even if you change health plans or employers.

Investment Opportunities:1

Reach your financial goals with industry-leading investment solutions from Charles Schwab (HSA Brokerage Account) or Devenir (HSA Guided Portfolio).

Lower Premiums with HSA-qualified health plans:

Choose an HSA-qualified high deductible health plan (HDHP) to take advantage of the tax benefits of an HSA along with enjoying lower monthly premiums.2

Make payments and manage your funds directly

HSA Debit Card, the quick way to pay!

An easy and convenient way to pay at your doctors office, pharmacy, or any other qualified medical expenses where Visa is accepted.

The Lively Mobile App!

The Lively mobile app allows you to manage your account, reimbursements, spending, contributions, and even monitor your investments.1

Eligible Expenses:

Many of your everyday essentials may be HSA-eligible. Find out what is covered HERE


     Your is free for you and your family with No monthly fees or

     minimum balances and No hidden costs.


Open HSA

Account Sign In

Get more from your FFNWB 

  • Set up and fund your account within minutes with no physical paperwork.

  • Use your debit card at the doctors office, pharmacy and other healthcare providers and merchants who accept it.

  • Reimburse yourself for qualified medical expenses now or later, as long as the transaction occurred when your HSA was already established.

  • Take your on the go with the Lively mobile app.

  • Enjoy quick access to Lively's educational tools, calculators, resources and support.

Some Frequently Asked Questions

  • Am I eligible to open an HSA?

  • Can I still use my HSA if I no longer have an High-Deductible Health Plan (HDHP) ?

  • How will I be able to access my HSA funds?

  • How much can I contribute to my HSA?

  • Are my HSA funds FDIC insured?

  • What are the interest rates for Lively HSA?

  • Have more questions or need support?

     Your is free for you and your family with No monthly fees or

     minimum balances and No hidden costs.


Open HSA

Account Sign In

FDIC insured through First Financial Northwest Bank, for so long as funds remain uninvested and on deposit with First Financial Northwest Bank. First Financial Northwest Bank Health Savings Accounts, powered by Lively are provided by Lively, are provided  by Lively Inc. and are subject to their approval. Lively is not affiliated with First Financial Northwest Bank.
¹ Investments options for HSAs in the custody of Lively, Inc. are provided by Charles Schwab & Co., Inc. and Devenir; fees may apply. Investments are: NOT FDIC INSURED – NOT BANK GUARANTEED – NOT A DEPOSIT – MAY LOSE VALUE. Investment products offered involve investment risk, including possible loss of principal.
² Contributions to and earnings on HSAs are not subject to federal taxes but may be subject to state taxes depending on where you reside. First Financial Northwest Bank does not provide tax or legal advice. Seek the advice of your own tax and legal professionals to ensure your compliance with applicable HSA and other laws.