First Financial Northwest Bank

Privacy Policy

Rev. 8/2015

FACTS

WHAT DOES FIRST FINANCIAL NORTHWEST BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. The information can include:

  • Social Security number and payment history
  • Transaction history and income
  • Credit scores and credit history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First Financial Northwest chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does First Financial Northwest Bank share?

Can you limit this sharing?

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes -
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates' everyday business purposes –
information about your transactions and experiences

Yes

No

For our affiliates' everyday business purposes –
information about your credit worthiness

No

We don't share

For non-affiliates to market to you

No

We don't share

Questions?Call toll free 1-866-372-1200 or go to www.ffnwb.com/

Who we are

Who is providing the notice?

First Financial Northwest Bank and First Financial Diversified

What we do

How does First Financial Northwest protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also employ: privacy training; strict privacy policies; rigorous security practices and systems; and limit employee access to your personal information.

How does First Financial Northwest collect my personal information?

We collect your personal information, for example, when you:

  • Apply for a loan or open an account
  • Make deposits and withdrawals from your account or make a wire transfer
  • Pay your bills or provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates' everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial or nonfinancial companies.

  • Our affiliates include companies with a common corporate identity of First Financial Northwest; financial companies such as First Financial Northwest Bank and First Financial Diversified.

Non-affiliates

Companies not related by common ownership or control. They can be financial or nonfinancial companies.

  • First Financial Northwest does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products and services to you.

  • Our joint marketing partners include such companies as credit card providers.